SICK PAY📍Hardly anyone has it anymore...
Next time you are in work, find out if you have sick pay as part of your package, you may be surprised by the answer. Sick pay isn't as common as it used to be. So if you are off sick for a period of time, how would you pay your bills? That's when INCOME PROTECTION comes in.... Income Protection is an insurance that protects your income, you can receive monthly payments based on your income for medical conditions that stop you working for a period of time.
No Deposit Needed for Excising Renters. Here’s what you need to know: Up to 100% LTV mortgages for current or recent renters, aged 21+, who have paid all rent for 12 months in a row, within the last 18 months, and who haven't owned a property in the UK in the last 3 years. Deposit of less than 5% considered, even if it’s gifted. Max term 40 years. Max LTI 4.49. Monthly payments up to 120% of current rent (calculated as a mean average over the last 6 months) in some cases. Now available with a delayed start feature - your clients can delay mortgage repayments for up to the first three months (1, 2 or 3 months - depending on the product chosen) after completion. Interest will accrue from day one.
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