DIY Investing: Are You Really in Control of Your Money? If you’d like to check whether your DIY portfolio is still working for you, I can introduce you to my financial planning partner, John Kirkwood at Quilter, who can provide full financial planning support when needed. Many people manage their own investments, and for some, it feels empowering. But DIY investing only works when you truly understand what’s happening behind the scenes. Without the right information, a portfolio can quietly drift off course, exposing you to risks you didn’t intend to take. Below are a few simple questions that every DIY investor should be able to answer confidently. If any of them give you pause, it may be worth getting a second opinion. 1. Where is your money actually invested? Most DIY investors can name the platform they use; but not the underlying funds, sectors, or regions. Your long‑term out...