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  No Deposit Needed for Excising Renters.   Here’s what you need to know: Up to 100% LTV mortgages for current or recent renters, aged 21+, who have paid all rent for 12 months in a row, within the last 18 months, and who haven't owned a property in the UK in the last 3 years. Deposit of less than 5% considered, even if it’s gifted. Max term 40 years. Max LTI 4.49. Monthly payments up to 120% of current rent (calculated as a mean average over the last 6 months) in some cases. Now available with a delayed start feature - your clients can delay mortgage repayments for up to the first three months (1, 2 or 3 months - depending on the product chosen) after completion. Interest will accrue from day one.

 One of our Top Lenders are saying....     Rates from 5.39% Up to 100% LTV Fixed rates available - no ERCs Many products with no LTI restrictions Flexible drawdown options available One-year self-employed history products Products with unlimited overpayments at no charge Attractive commission structure available for you

 One of our Top Lenders are saying... Unlock more residential mortgage options   Finding the right mortgage for your clients can be challenging. Aldermore ’s residential range makes it easier, offering more options to help customers secure the home they want.   Plus, our specialist team is on hand to support you every step of the way.   Key highlights:   • Improved loan to income (LTI) limits up to 6x household income for eligible borrowers.   • Enhanced affordability through reduced stress rates on 2 & 3 year fixed rates.   • Increased max age criteria.   • Increased max loan amounts up to £1m at 95% LTV on Level 1 .   • ...

  Our Lending Partners Business Financing options. They want to get finance flowing for businesses across the UK. That's why some lenders have developed a range of business finance products that are ideal for growing businesses. Invoice Finance Invoice Finance allows you to quickly release cash into your business by converting the value of unpaid invoices or contractual billing into ready working capital. We'll work with you to understand your business needs and design a funding facility to meet them. Asset Finance Businesses use Asset Finance to obtain the equipment they need to grow. We offer a range of finance options which will give you the flexibility to make regular repayments over an agreed period to suit your needs. Commercial Real Estate Whether you’re buying or refinancing your business premises, or a real estate investor expanding your portfolio we can help. Subject to status. Security may be required. Any property or asset used as security may be at risk if you...

  What if you could buy the home that you love and rent with no deposit saving needed? A concessionary purchase mortgage can make it happen. A faster route to homeownership and a simple solution for landlords too. What is a concessionary purchase mortgage? Landlords can sell directly to long-term tenants they know and trust, even if the tenant doesn’t have a cash deposit . By offering a discount on the sale price , that discount is treated as gifted equity , creating a simple and secure way to complete the sale. Why it works for tenants looking to buy Lower (or no cash) deposit needed - ideal for first time buyers Stay in the home they already love  Avoid moving costs and disruption!  Why it works for landlords looking to sell  Potentially quicker, smoother sale  Reduced selling costs  Support a loyal tenant  Minimal disruption  Key criteria  •  Minimum concession - 5% discount off market valu...

  "If you are looking to buy a mixed-use property to live and work in, we can help you to obtain a regulated residential product . The only requirement is that the residential area must make up at least 40% of the floor space."