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  With Helping Hand , your first time buyers could borrow up to  six times  their income. It's there to help those earning £30,000 or more a year (£50,000 for joint applicants). And because we lend up to £750,000 at 95% LTV , it can also help those who are buying in areas with higher house prices.  Read on How Helping Hand can help first time buyers with different circumstances  For joint applicants with a total income of £50,000 and a 5% deposit, they could borrow up to  £300,000 . With the average UK house price at £272,000, and England at £310,000, Helping Hand could make getting on the housing ladder a reality.  For joint applicants earning £90,000 with a 5% deposit, they could borrow up to  £540,000 . With average London house prices at £528,000, Helping Hand could open doors where house prices are higher than average.

Buildings and contents Standard or non-standard home insurance including mid/high net worth, unoccupied and properties to be under renovation Commercial properties All types of commercial properties including hotels, B&Bs, pubs, restaurants, takeaways, retail shops, offices and more Buy-to-let / landlords’ property Single residential, multi property portfolios, holiday let, including properties held in a company name Income protection Quote and buy for income and mortgage protection, covering job loss (unemployment) and/or accident and sickness and providing up to 12 months benefit with a 30-day excess High net worth A full broking service for affluent clients from a range of insurers. We offer an exclusive commercial insurance broking service to our agents, to help maximise your income. It's a bespoke full broking service from a large panel of insurers for property (offices, shops, surgeries, hotels, guest houses, pubs and restaurants). info@borderms.co.uk

  SKIP to our Track Record mortgages.       You might already know that Track Record is our low to no deposit mortgage for renters. But did you know we’ve made improvements to the way we calculate affordability, to help even more of your clients step up onto the property ladder? This means that as well as criteria like:       Up to 100% LTV mortgages for renters, who haven't owned a property in the last 3 years .       Deposit of less than 5% considered, even if it’s gifted .       ...

 Helping first time buyers!! One of our Top Lenders is saying… New Builds Purchasing a new build can be complex. We can help by accommodating builder incentives up to 5% of the purchase price. Plus, our easy to use online application process allows you to track your client's case every step of the way. High LTVs For those with small deposits, we offer up to 95% LTV. Plus, we also can help with upfront costs, by offering cashback options and products with Standard Valuation Fees paid by us. Maximise buying power Our Joint Borrower Sole Proprietor (First Start) mortgage can boost your client’s borrowing power. By using the income of a sponsor (parent or close relative), they could get the property they really want. Complex cases If your client has a good income, but doesn’t meet straightforward lending criteria, our Bespoke residential range could help. Every case is individually assessed to understand the full picture. Plus, we offer up to 5x income, even at 90% LTV for residential ...

  New later life lending solutions at Border Mortgage Services One of our Top Lenders is saying...   As a specialist lender, we recognise that later life lending could be a vital lifeline for borrowers and their families as they enter retirement.   To help provide your clients aged 55+ with more options, we offer a range of Later Life , Lending into Retirement and Retirement Interest Only (RIO) mortgage solutions.   Raising capital with later life lending   We understand that financial priorities change over time. To further support you and your clients, there are a number of scenarios in which borrowers may be able to raise capital against their property with a mortgage from the Marsden.   1 Debt consolidation: Some borrowers may use later life lending to manage or pay off existing debt, with a ma...

  At Zurich we want to make sure your customers have the cover that best fits their needs and budget. With our three levels of cover, inbuilt flexibility and additional options such as Zurich Accelerate and Multi-Fracture Cover, you can craft the perfect solution. In case you need a refresh of the different types of adult cover we offer, take a look at the information below. Still want to know more? Reach out to your usual Zurich contact who will be happy to discuss our offering in more detail.