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Helping First Time Buyers!

 Helping first time buyers!!

One of our Top Lenders is saying…

New Builds

Purchasing a new build can be complex. We can help by accommodating builder incentives up to 5% of the purchase price. Plus, our easy to use online application process allows you to track your client's case every step of the way.

High LTVs

For those with small deposits, we offer up to 95% LTV. Plus, we also can help with upfront costs, by offering cashback options and products with Standard Valuation Fees paid by us.

Maximise buying power

Our Joint Borrower Sole Proprietor (First Start) mortgage can boost your client’s borrowing power. By using the income of a sponsor (parent or close relative), they could get the property they really want.

Complex cases

If your client has a good income, but doesn’t meet straightforward lending criteria, our Bespoke residential range could help. Every case is individually assessed to understand the full picture. Plus, we offer up to 5x income, even at 90% LTV for residential lending up to £1 million


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Young adults need life insurance too   A recent report has found that most young adults in the UK do not have life insurance 1 , even though it is one of the most important financial products that you could have.    Cost-of-living crisis Over half (51%) of adults aged 18-40 admitted they do not have life cover, with many concerned about affordability due to the higher cost of living. But it is more important than ever to make sure that your loved ones have a financial safety blanket, so they do not have to fend for themselves if you are no longer around.    The cost of losing someone It is estimated that the death of a breadwinner costs their surviving family an average of £195,000 over ten years. However, this only covers the cost of essentials – the likelihood is that it will cost the bereaved, surviving partner more.    Even if you are not the main breadwinner, life insurance is still relevant to you – any caring responsibilities you have would fall...

Today we’re saying …..

  UK inflation rises for the first time this year Does this reduce the likelihood of a second base rate cut next month? By  Rommel Lontayao 14 Aug 2024 Share Annual inflation in the UK increased to 2.2% in July 2024, up from 2% in June, according to data released by the Office for National Statistics (ONS) on Wednesday. The Consumer Price Index (CPI) fell by 0.2% on a monthly basis in July, compared with a decline of 0.4% during the same month last year. The ONS reported that the largest upward pressure on the annual inflation rate came from housing and household services, where gas and electricity prices dropped by less than they did in 2023. In contrast, the biggest downward contribution was from the restaurant and hotel sector, where hotel prices fell this year after rising in the previous year.