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The LIFT Open Market Shared Equity (OMSE) scheme.

Following on from the success of the previous Scottish government LIFT Scheme, the new 2024 LIFT Open Market Shared Equity (OMSE) scheme has been set up once more to help buyers purchase a home by providing funding up to 40% of the property valuation or purchase price (whichever is the lower).

Get a Mortgage in Principle today with Border Mortgage Services and we will help you apply for the LIFT scheme. You need a mortgage in principle to be considered for the OMSE.

There are 14 Lenders that offer mortgages for the OMSE Scheme, and they are all on panel with strong relationships.

Who is eligible for OMSE?
First Time Buyers
Armed Forces, Veterans and
Widows of Armed Forces
With disability and in need of housing
Renters from Council or Social Housing
60+ Years Old

We will do all the work for you, all you need to do is find a property!

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Julie has been amazing! I went to her for a mortgage as a FTB and I was completely clueless about the whole process. She explained every step we’d go through, put me in touch with a solicitor, worked quickly and efficiently to sort the mortgage and various insurances out for me. She was kind and friendly throughout. I’d 100% recommend her services.
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Dr Peter Gilbert Fantastic service from Julie. Two mortgages were involved which required a number of changes during the course of valuations etc. and required approval from the lender. Julie organised the initial offers speedily and was cheerful and good-humoured about undertaking the extra work involved in making the changes we requested. She worked effectively in  speedily obtaining the lender's approvals and always promptly answered the phone and emails.