Mortgage Rates Ending Soon

Talking about Mortgage Rates Ending Soon… THIS is how we do it!!

Dear Example Customers

Many thanks for your email below.

 

Summary

 

Valuation £459,150. Loan amount £280,343. Remaining Term 28 Years.

 

I’ve done the research looking at 2,3 and 5 year fixed across the market together with Halifax product transfers and here are my findings sourcing the cheapest deal over the fixed rate term below:

 

Open Market

 

Coventry BS 2 Year Fixed 4.46%. Monthly Payment £1,467. Lender Fee £1,007 (added)

 

Coventry BS 3  Year Fixed 4.41%. Monthly Payment £1,459. Lender Fee £1,007 (added)

 

Barclays 5 Year Fixed 4.20%. Monthly Payment £1,425. Lender Fee £1,034 (added)

 

Halifax Product Transfer

 

4.88%  2 Years Fixed   Monthly Payment £1,532 Fee £0

4.53%  2 Years Fixed   Monthly Payment £1,480 Fee £999 (added)

4.50%  5 Years Fixed   Monthly Payment £1,468 Fee £0

4.36%  5 Years Fixed   Monthly Payment £1,452 Fee £999 (added)

 

There isn’t allot in it as you can see however yes, if you stay with Halifax we have no need to go through an application and can simply book the rate. If rates reduce before the new rate starts, I can change it as well.

 

I would put a note in the diary 4 weeks before the new rate starts for the PT to check again.

 

Please let me know your thoughts and if you have further questions.

Best wishes

Your trusted advisor!