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One of our Top Lenders is saying They Want to Lend More!

We’ve raised our LTI cap by up to 33%, giving even more of your clients the chance to benefit from the certainty and flexibility of an April mortgage.

We've been listening carefully to broker feedback to develop products that meet your and your clients' needs. We’ll now lend up to 6x sole and joint income to first time buyers, home movers and like-for-like remortgages meaning that even more borrowers choosing peace of mind can benefit from increased loan amounts.

With April, you can offer your clients more competitive and attractive mortgage options tailored to this high house-price-to-income environment all with the certainty of an April mortgage.

There’s also more opportunities for first-time buyers and enhanced flexibility with increased capital raising options, now allowing further borrowing for gifting as well as home improvements.

April provides certainty and flexibility with:

- Fixed rates from 5 to 15 years

- No ERCs when moving home

- Rate automatically reduces as LTV falls

- Proactive broker partnerships: we point clients back to you for advice

- Fair, rewarding long-term relationships


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 Adverse Credit???  We are currently in receipt of a number of enquiries over the last few weeks where the client(s) have had relatively recent adverse, and they initially felt as though they had no way of getting on or taking their next step on the property ladder.    Here’s where we currently win an awful lot of business in Scotland a maximum LTV of 80% within our level 3 product range which would count for both residential purchases and remortgages:   No defaults /CCJs  registered  in the last 6 months (doesn’t have to have been satisfied or be being satisfied, no monetary value cap) Trust Deed/IVA  discharged  for 1+ years  Worst case status 3 on an unsecured loan within the last 12 months Client(s) currently in a Debt Arrangement Scheme (DAS) that has been maintained for at least the last 12 months No set criteria on utilities No set criteria on credit cards   Don’t forget: Latest years income for self-employed considered Lendi...
  Ste Jervis 2528  points   a week ago Julie provides a fantastic service and went above and beyond for me. Cheers Julie! Response from the owner   a week ago Thanks very much Ste enjoy your fabulous new home!