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One of our Top Lenders is saying They Want to Lend More!

We’ve raised our LTI cap by up to 33%, giving even more of your clients the chance to benefit from the certainty and flexibility of an April mortgage.

We've been listening carefully to broker feedback to develop products that meet your and your clients' needs. We’ll now lend up to 6x sole and joint income to first time buyers, home movers and like-for-like remortgages meaning that even more borrowers choosing peace of mind can benefit from increased loan amounts.

With April, you can offer your clients more competitive and attractive mortgage options tailored to this high house-price-to-income environment all with the certainty of an April mortgage.

There’s also more opportunities for first-time buyers and enhanced flexibility with increased capital raising options, now allowing further borrowing for gifting as well as home improvements.

April provides certainty and flexibility with:

- Fixed rates from 5 to 15 years

- No ERCs when moving home

- Rate automatically reduces as LTV falls

- Proactive broker partnerships: we point clients back to you for advice

- Fair, rewarding long-term relationships


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One of our Top Lenders are saying…

  No Deposit Needed for Excising Renters.   Here’s what you need to know: Up to 100% LTV mortgages for current or recent renters, aged 21+, who have paid all rent for 12 months in a row, within the last 18 months, and who haven't owned a property in the UK in the last 3 years. Deposit of less than 5% considered, even if it’s gifted. Max term 40 years. Max LTI 4.49. Monthly payments up to 120% of current rent (calculated as a mean average over the last 6 months) in some cases. Now available with a delayed start feature - your clients can delay mortgage repayments for up to the first three months (1, 2 or 3 months - depending on the product chosen) after completion. Interest will accrue from day one.
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